Loans and advances - Broadly speaking, banks have two major groups of customers base on the debtor creditor relationship. The first group is the depositors, the depositors are those customers who keep money with a bank on the basis that they are either repayable on demand or after a period of notice. … [Read more...]
Principles Of Good Lending | Commercial Bank
Principles Of Good Lending System - When it comes to bank lending the first question that comes to thought is what are the principles of good lending that bankers should know? … [Read more...]
Bank Borrowings – Short & Long Terms Borrowings
Bank Borrowings – Short And Long Terms Borrowings The banks borrow short and long terms, that means that banks customarily lend at long term to their ultimate borrowers whereas the liabilities they acquire or the assets they give their depositors from whom they obtain their funds are usually payable on demand. … [Read more...]